Frequently Asked Questions
1What's the difference between the Deluxe & Premier Memberships?
Our Deluxe & Premier Membership options BOTH give you access to the CAMWise Redemption Program. The difference is that our Premier option goes one-step further and gives access to virtual medicine with NO CO-PAYS! Our Premier members can use video chat features to talk to certified physicians who can prescribe medications right over the phone. They can also obtain a second medical opinion from world renowned specialists to make sure their diagnosis is correct, and current treatment plan is the best course of action. On top of all that, premier members also have access to Psychiatrists & Psychologists right at their fingertips, making mental health care much more accessible.
2How does Mental Health Assistance 365 work?
Through our Deluxe and Premier Membership options you have virtual access to resources that can be a source of help in those darks moments when no one else is around. Complete with a key-word based video library to find encouragement based on key words like “fear”, “sadness”, “anger”, etc., and a personalized gratitude library to keep the people and things important in the forefront. There is also an anti-relapse empowerment feature, as well as, customizable “Support System” to have all of your “go-to” people’s information in the same, convenient place.
3How does HealthiestYou work?
HealthiestYou provides industry changing Telemedicine, insurance connectivity, provider discovery, cost transparency, & prescription savings at your fingertips. Our Standard & Premier members can talk to a certified doctor who can prescribe medications right over the phone and handle about 70% of typical office visits with NO CO-PAYS. This allows our members to access care where they may not otherwise have been able to or avoid paying those co-pays and coinsurance associated with Health Insurance.
4How does Best Doctors work?
Best Doctors connects you to more than 50,000 world-renowned medical experts that can help with everything from minor surgery to major issues like cancer and heart disease. As a result, you’re sure you have the right information, the right diagnosis and the right treatment.
5What is the CAMWise Redemption 365 Program?
The CAMWise Redemption 365 Program [included in our Deluxe and Premier Membership options] helps redirect self-destructive behaviors towards life-improving behaviors; helping to tackle the opioid epidemic currently sweeping our nation. This interactive system loads your recovery tool chest with everything you need to succeed both in life & the quest to leave substance use behind.
6Can I pay my membership annually?
We allow members to pay for their membership annually on a case-by-case basis. If you would like to inquire about paying for your membership annually please contact us.
7Why do members get assigned a Licensed & Insured CAM Coach & does a strategy session cost anything?
All of our members get assigned a Licensed & Insured coach because having information is one thing, but having assistance with how to implement that knowledge into your life is a totally different story. Your CAM Coach will help with member benefits but most importantly they will schedule as many strategy sessions as necessary to make sure you are on a balanced path of protection and vehicles for the future. Whether your concern is planning towards your retirement, saving for your child's college funding, or simply reviewing your current coverage; your CAM Coach will assist you and it is ALWAYS FREE to members.
8Is the $40 Set-Up Fee paid every year?
If your membership is being paid monthly via auto-draft then it will renew automatically & no additional Set-Up Fee will be necessary. If, for some reason, there was a gap in membership [Ex. A monthly payment was missed/skipped, or your membership ended more that 30 days prior to renewal, etc.] then the $40 Set-Up Fee would be required again and a new member number assigned.
9What happens to my membership if I move to another state?
Simply inform us of your move so we can update our records as your zip code is used for: contests, giveaways, & coach assignment. CAMWise is a nationwide membership, therefore, your actual current location does not change how you access your benefits.
10If I leave the company that purchased my membership as an employee benefit, can I keep the membership? If so, at what cost?
Your membership is yours so your benefits will not change. We will need an updated payment method to pick up where your employer left off and the $40 Set-Up Fee will be waived. Simply choose which membership option you want to continue with, and the method of payment (monthly or annual).
11Who is included in a "household"?
A household for us means you, your spouse, and any dependent child under the age of 26, any adult child with development/intellectual disabilities age 27+, and/or elderly parents in your care.
12Can I use my member benefits while traveling or while in another country?
Our member benefits are always at your fingertips, as long as you have internet access and a smartphone, tablet or computer. Many of our benefits are useful regardless of location and though technology can be accessed anywhere in the world, some of our benefits do not pertain to countries other than the USA. For example, the cost and ratings of medical facilities in the United States would not pertain to you if you are in another country, but if you needed to consult a physician about a spontaneous rash you could still use your Telemedicine features; keeping in mind if you are abroad prescriptions will not be available.
13What is the difference between Mental Health Access and Mental Assistance 365?
Through our Deluxe Membership option, you can receive mental health assistance 365 days a year from the palm of your hand through self-guided programs and resources. Whereas, our Premier Membership option allows you to schedule a remote appointment with certified Psychiatrists or Psychologists; at your convenience. Our premier members can speak with a mental health professional, live over the phone or via video chat.
14Who is CAMInsures and why do they matter to CAMWIse?
CAMInsures is the parent company to CAMWise. Originally founded in 1989, CAMInsures has grown into a full Health Brokerage over the last three decades; servicing over a quarter of the Unites States. CAMInsures started the CAMWise Membership in hopes of bringing much needed change to our current healthcare landscape. CAMInsures hopes to take their 30+ years’ experience in the risk management industry and impart it to the CAMWise Community; so they can fully take advantage of their position in the healthcare market, versus the healthcare system taking advantage of them for lack of knowledge.
15So, how does the upgrade discount work?
Our free members can request their promo code to receive 25% off the Set-Up Fee associated with our paid membership options. This Set-Up Fee is only applicable once per membership and therefore the discount is one-time as well. To obtain your promo code, please email your request to: email@example.com
16What is the CAMCare Health Plan?
CAMCare Health Plans leverage the extensive reach of a well-known, large national network of doctors with a medical cost sharing ministry to provide an affordable, ACA-exempt option to traditional healthcare. Members share in one another’s medical bills with their monthly Individual Sharing Amount; demonstrating the community can come together in mutual love and respect. Each CAMCare Health Plan is paid-for outside of your monthly CAMWIse Membership and your CAM Coach will assist in deciphering which option is best for your particular needs.
17Why a Membership?
Recent history has exposed a large gap in our current Healthcare System and we aim to bridge that gap through education and access. We give our members the information and tools necessary to maintain and protect their lifestyle; as well as, assisting to improve lifestyles if that is the members' goal. CAMWise aims to be a trusted source in a world full of misinformation; giving tips and hints to put the general public in a better position to take advantage of healthcare tools available to them. Going against the grain and providing a personal touch by assigning each member a licensed and insured coach to ensure they are not only getting the most from their member benefits [including our exclusive discounts and periodic giveaways] but also to assist them in navigating topics like college funding, retirement planning, legacy building, and much, much more!
18What do you mean by “Community Happenings”?
Our Community Happenings section is located inside of the members-only area of our website. It’s there to keep our members aware and up-to-date with the resources available in the neighborhood and any upcoming FREE events. If you know of a community resource or free event happening in your area, please Tell Us About It!
19What is a “Members-Only Profile”?
A unique username and password is generated for all of our members, so they can access the growing members-only portion of our website. You can upload a profile picture, cover photo and some information about yourself to share with the CAMWise community, as well as, interact with the content exclusively available to our members. This allows our community to grow and get to know each other while learning together. Not a member yet? Register, it’s free!
20How does Dermatology, Behavioral Health, & Back Care work virtually?
Back pain assistance is provided through guided videos with a certified health coach based on which muscles and areas are ailing you. Board-certified Dermatologists treat a wide variety of skin conditions by web or app; simply take a photo and submit for review and a custom treatment plan will be ready in days. Taking Mental Health access a step further, CAMWise assists adults with their Behavioral Health by allowing members to schedule time with Behavioral Health Practitioners like clinical social workers, substance abuse counselors, etc. via phone or video chat.